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Currency Exchange

Send money online fast, secure and easy

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Why businesses should use Pay iO

Transact with ease

Access over 130 currencies through our phone app, web portal or via your relationship manager.

*Certain currency pairs are traded OTC only.

Protect your profits

Our hedging offerings ensure clients can mitigate the risk of currency fluctuations negatively impacting their businesses’.

Knowledge is power

Stay informed with the latest currency moves and economic data, with regular market updates.

Peace of mind

Our liquidity providers are all trusted partners, regulated and authorised by the FCA. 

Access all areas

We support payments to over 180 countries, through same-day settlement, SWIFT and SEPA capabilities.

Our offering, your name

We provide every business with named virtual multiple-currency accounts. Therefore, you can receive and send with ease.

Currency Conversion

Convert and send daily

Converting your currencies can be expensive, slow and a major point of friction.

Pay iO overcomes these problems with easy currency swaps via institutional liquidity partners. We are the one-stop-shop for businesses.

*Rates provided by XE.com*

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Solutions

Leverage our FX service at Pay iO. Same day conversion into over 130+ settlement currencies. The power is at your fingertips.

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Rapid Onboarding Keeping Things Simple

Faster onboarding means you can be set up to start processing payments in 24 hours rather than weeks

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FAQ’s

What is Pay With Bank?

Pay With Bank enables payments to be made directly from your online banking or mobile bank app without the need to enter card details or sign up to any e-wallets or apps. By integrating Pay iO – Pay With Bank at checkout, businesses can request the payments directly on their website.

How long does a payment take to deposit using Pay With Bank?

Payments are usually confirmed and deposited instantly. However some payments may take up until the end of the next working day subject to bank checks.

How do I know a payment has been completed?

You will receive a notification once the payment has been sent and is on clearing house.

What are the limits for payments?

Pay iO currently has no payment limits however there will be limits that are in place with the payer’s bank account.

How many payments can be made using the card-less checkout?

You can accept as many payments as your business requires.

How much does it cost?

There is no cost for individuals/consumers. Businesses are charged on a transaction fee which is a fraction of the cost of card fees – please ask us for details as we will need to set you up with an account.

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